Oleg Skurskiy

Authorized Independent Agent for Aetna

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AetnaPlans at a Glance in California:
MC Open Access High-Deductible 5000 Plan

  • Lower premiums

  • High deductible, then no charge for most visits and services

  • Allows you to open a tax-advantaged HSA

The Aetna Advantage MC Open Access High-Deductible 5000 Plan, a health insurance plan underwritten by Aetna Life Insurance Company, is designed to work in conjunction with contributions to a Health Savings Account (HSA).* An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. You'll enjoy premium payments that are among the lowest we offer. Your annual deductible will be higher than with most other plans, but after it's been reached, you pay nothing for office visits, hospitalization or other services. View more plans

Main features of the MC Open Access High-Deductible 5000 Plan (in-network rates)
Premiums Low
Annual deductible $5,000 individual; $10,000 family
Out-of-pocket maximum $5,000 individual; $10,000 family
Office visit fees None after deductible**
Prescription drug copay None after deductible**
Hospitalization None after deductible**
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment None after deductible**

Like other Aetna MC health insurance plans, the MC Open Access High-Deductible 5000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider fromAetna's network of participating physicians and hospitals. Costs will be higher if you choose out-of-network providers.

Your next step

This page gives a quick overview of this plan and does not include all its features and specifics. Plans contain exclusions and limitations. Before you decide if it's right for you, be sure to get more detailed information below, or Get a Quote. This managed care plan does not cover all of your health care expenses. Read your contract carefully to determine which health care services are covered. To contact the plan if you are a member call the number on your ID card.

The following documents are provided in Adobe PDF format.

Review the coverages available to you:
Plan Design/Options Indicates Adobe Reader File Format
Dental Plan Design/Options Indicates Adobe Reader File Format
Plan Brochure Indicates Adobe Reader File Format
Enrollment Form Indicates Adobe Reader File Format
Disclosure Indicates Adobe Reader File Format

*Investment services are independently offered through JPMorgan Institutional Investors, Inc., a subsidiary of JPMorgan Chase Bank.

**For covered expenses

†Integrated medical/Rx


Are you a small business looking to insure 2 to 50 employees? If so, please visit the Small Group Employer section of our website.


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Copyright © 2005 Oleg Skurskiy Authorized Independent Agent, CA License 0E50389